Facing foreclosure or probate in Southern California? See all your options before you decide.
Keep your home, sell it, or get a cash offer. We'll explain each path in plain English. Up front: we're a local company that may offer to buy your home, and you're never obligated to sell.
Tell us what's going on
Takes about a minute. There's no fee to talk with us, and no obligation.
Prefer to talk? Call (909) 999-1339. By submitting, you agree to our Privacy Policy and Terms.
- Local, based in San Bernardino
- We go over every path, including the ones that don't involve us
- No fee to talk, no pressure
Where are you right now?
Every situation is different, and nothing is guaranteed. Start with the path that sounds most like you. Each guide covers the options that don't involve us, too.
Options to keep your home
Reinstatement, repayment plans, forbearance, loan modification, refinancing, and Chapter 13, explained plainly. These are arranged between you and your servicer. We don't handle loan modifications, and a HUD-approved housing counselor can help for free.
See the options → I want or need to sellOptions to sell
Listing with an agent, a short sale, a deed in lieu, or a written cash offer from us, as-is. We'll show you the honest trade-offs of each, and you can say no.
See the options → I inherited a houseProbate & inherited homes
When probate is needed, how long it takes, how a house is sold during probate, mortgages, family disagreements, and Prop 19 property taxes.
Read the probate guide →Got a foreclosure notice? Start with our California foreclosure timeline.
How it works
Tell us what's going on
Fill out the short form or call us. It takes about a minute.
Talk it through
We'll call you, usually within 5 minutes during business hours, listen to your situation, and go over your general options: keeping, selling, or a cash offer.
You decide
If you'd like an offer, we'll put it in writing. Take your time, and talk it over with family or an attorney. No pressure.
Why homeowners talk with us
We're upfront
We tell you right away that we're a real estate company that may buy your home. No hidden agenda.
Every path, every time
We talk about keeping the home and selling it, even when the best fit for you doesn't involve us.
Plain English
No jargon, no pressure tactics, no promises nobody can keep.
No upfront fees
We never ask homeowners for money to talk, to get an offer, or to "save" a home.
As-is means as-is
If you sell to us, you don't need to fix, clean, or stage anything.
Local
We're based in San Bernardino and work with homeowners across Southern California.
From homeowners we've worked with
“You have been wonderful to me. I wish you nothing but blessings. I know you will make a great profit on the house. You earn all you do and you will continue to be blessed because of how you care and treat people.”
Georgann, text message to our team
Mark (English, 0:21)
Alberto y Marta (en español, 2:47)
These are real messages and videos from people we've worked with. Every situation is different. Their stories don't mean we can promise any result, and we can't stop or postpone a foreclosure. More stories →
Free plain-English guides
California foreclosure guide
Every step from missed payments to the auction, with the deadlines the law sets and your rights.
Avoid foreclosure scams
Red flags, your cancellation rights, and where to report a scam.
Probate & inherited homes
Timelines, full vs. limited authority, court confirmation, and Prop 19.
40+ answered questions
Foreclosure, keeping your home, selling, probate, and scams.
Situations we can talk through
- Behind on mortgage payments
- Received a Notice of Default
- Have a trustee sale (auction) date
- Loan modification denied or stuck
- Job loss, medical bills, or reduced income
- Inherited a home or going through probate
- Divorce or separation
- Home needs major repairs
- Tenant or occupancy problems
- Need to relocate soon
Quick answers
Can you stop my foreclosure?
No, and we won't promise that. No one can honestly guarantee a foreclosure will be stopped or postponed. What we can do is explain your general options in plain English, including ones that don't involve us, so you can decide quickly. Be careful with anyone who guarantees a result or asks for money upfront.
Do you charge a fee?
No. We don't charge homeowners a fee to talk with us or to get an offer. We never ask for money upfront. If you sell to us, we make money as the buyer, and we'll show you every cost in writing before you sign anything.
Do I have to sell to you?
No. Talking with us doesn't obligate you to anything. You may decide to keep your home or sell another way, and that's okay. If we make an offer, you can take your time, compare it with other options, and say no.
How much time do I have?
It depends on where you are in the process. In general, after a Notice of Default is recorded, at least three months must pass before a sale can be noticed, and the Notice of Trustee's Sale must be posted, published, and recorded at least 20 days before the auction. Dates can change, so check your notices and confirm with your lender or the trustee. See our California foreclosure timeline.
Are you a law firm, lender, or government program?
No. Our Home Advisor is a local real estate company in San Bernardino that may make offers to buy homes. We're not attorneys, lenders, or a government agency, and we're not affiliated with your lender. We don't give legal or financial advice. For that, talk to a licensed California attorney or a HUD-approved housing counselor.
The sooner you know your options, the more choices you may have.
Tell us what's going on. We'll walk you through it in plain English, and you decide what happens next.
Or call (909) 999-1339